Sending and receiving money
It’s free to use Trade Naira to send or receive money between friends and family in the Naigeria, as long as the payment is funded by a bank account, debit card or Trade Naira balance, and no currency conversion is involved.
If you fund the payment using a credit card, send money in a different currency or make an international transfer, we charge you, the sender, a small fee. A currency conversion fee may also apply.
We think that’s pretty fair.
Sending or receiving money between friends and family within the Naigeria (in NGN) :
Free when funded by the sender’s Trade Naira balance, bank account or debit card. If you use a credit card to send money, a fee of 3.4% + 20p applies.
Sending or receiving money between friends and family within the Naigeria (in foreign currencies) :
Currency conversion fees apply. If you are using a credit or debit card, a fee of 3.4% + 20p will also apply.
Sending or receiving money to/from friends and family outside the Naigeria :
A small fee applies to cross-border payments, depending on where the sender and the recipient are based and how the payment is funded.
